FAQ

What is a Cash loan?
Cash loans are small short term solution to an immediate small cash flow issue. Every month 100s of Australians borrow from us only money they need and they repay us. Most frequent reasons for a Cash loan is car repairs, urgent dental treatment, rental bond for a new home, a forgotten bill, or that special pair of shoes that can not wait till Cash. A Cash loan is not appropriate for long term cash problems or to buy and expensive item such as a car.
You should need a long term loan in such cases and it would be a mistake to go to more Cash lenders.
Am I eligible?
You need to be fully employed and be over 18 years old. Our loans are not available to Centrelink recipients, self employed or people who get paid in cash. Adverse credit history is not necessarily a problem as we will assess your overall financial position and offer you a loan that you can afford.
How much does it cost?
We operate in accordance to the National Consumer Credit Code. The Fees are capped to 20% establishment fee and 4% per month fee based on the loan amount.
How can I pay?
You can pay via direct debits from your account.
What if I need to reschedule a payment?
Please call us 24 hours before the direct debit of your loan repayment is due.
What happens if my scheduled payment defaults?
Please call us as soon as possible so we set a new date that is suitable to you. If you have problem with the total repayment we can offer you a payment plan to assist you through financial hardship.

Australian Credit Licence number 422839.